Specialty Insurance · Mesa & the East Valley
Motorcycle, RV and Specialty Vehicle Insurance
Motorcycles, motorhomes, RVs, ATV/UTVs, boats and classic cars each need coverage built for how they are actually used and valued — a standard auto policy handles none of them well, and an agreed-value policy is what protects a collector vehicle.
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Compared across carriers. No personal details until the last step.
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Arizona is a year-round riding and touring state, and the vehicles that come with that do not fit a standard auto policy. Boone Insurance Group writes motorcycle insurance, motorhome and RV insurance, ATV and UTV coverage, boats and the rest of the toys.
Classic and collector vehicles are their own case. Their value does not depreciate the way a daily driver’s does, so an actual-cash-value settlement can leave an owner badly short after a total loss. Agreed-value coverage fixes the figure in advance, and that is the conversation worth having before anything happens.
RVs and motorhomes carry an exposure most owners underestimate: while parked and lived in, the unit behaves more like a home than a vehicle, and coverage should reflect that. We write these through carriers that specialise in them rather than forcing a standard auto form to stretch.
What we cover
- Motorcycle insurance for year-round Arizona riding
- Motorhome and RV coverage, including the contents and liability while parked
- ATV and UTV coverage for off-road use
- Boats and personal watercraft
- Classic and collector vehicles with agreed-value options
- Written alongside your daily-driver auto policy for multi-policy pricing
Answers
Specialty Insurance questions
Common questions about specialty insurance in Arizona.
Does my auto policy cover my motorcycle?
No. Motorcycles need their own policy. The coverage, the liability exposure and the way the vehicle is rated all differ from a car.
What is agreed-value coverage for a classic car?
You and the insurer agree on the vehicle’s value when the policy is written, and that is what is paid on a total loss. It avoids the depreciation-based settlement a standard policy would apply — which rarely reflects what a collector vehicle is actually worth.
Do I need separate insurance for an RV?
Yes. An RV is both a vehicle and, while parked, effectively a residence. RV policies cover both sides of that, including contents and liability at the campsite, which an auto policy does not.
Independent, not captive
A captive agent can only show you one company’s policy at one company’s price. Boone Insurance Group is an independent agency, so we compare coverage across multiple carriers and place your policy where it actually fits.
Want to know which carriers we can quote for your situation? Ask — we’ll tell you before you commit to anything.
Ready when you are
Let’s price your specialty insurance.
Tell us what you need to protect and a licensed agent compares specialty insurance across multiple carriers — free, with no obligation.
Monday – Thursday 8:30 am–5:00 pm · Friday 8:30 am–3:00 pm
In their words
What our clients say
Testimonials published on Boone Insurance Group’s own website. Boone’s Google rating is shown separately below.
I had an exceptional experience working with Melissa Boone at Boone Insurance Group. From the moment I reached out, she was incredibly attentive and professional. Melissa took the time to understand my unique needs and provided tailored recommendations that perfectly suited my situation. Her expertise and genuine care were evidence throughout the process. I highly recommend Melissa Boone to anyone in need of insurance services!
I’m so thankful for Melissa! She took the time to meet with my daughter and talk through auto insurance options. She is knowledgeable, friendly, listens to your situation and really tries to help you get the best rate. I highly recommend Melissa if you are shopping around for auto insurance!
I’ve had the pleasure of working with Melissa and she has also helped many of my clients obtain homeowners and auto insurance. She is extremely knowledgeable and provides a very high-level of service. I highly recommend Boone Insurance Group!
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Where we work
Serving Mesa and the East Valley
An independent agency serving Mesa and the Arizona East Valley. These are service areas — we come to you, by phone, email or video.